Despite its wide coverage of mobile Internet, Nigeria's large population, especially the prominent youth demographic, struggled with long waiting time, banking failures, and many other problems typically found in traditional finance.

The popularity of mobile Internet has led to an increase in mobile payments. With the Nigerian government's cashless policies, the demand for Fintech such as e-wallets increased sharply, and the number of users doubled several times in just several months. This requires databases of core transaction systems to run stably.

OPay needs to build a more comprehensive anti-fraud system based on big data and AI to provide more secure financial services for Nigerians.

OPay wants to respond to their customers faster. It meant that those who serve OPay must respond to OPay very fast.

User experience would improve by miles with a much higher transaction success rate, and OPay decided that they needed ultra-low latency. Huawei Cloud provides OPay with a cloud foundation right in Africa. Latency has been brought down from 130 ms to 80 ms, and will be further reduced to 15 ms across Nigeria.

After migrating from the original database to Huawei Cloud GaussDB, the database performance is improved by several times at 30% lower cost, while a single instance reaches tens of thousands of TPS.

OPay has upgraded their risk management system and uses eKYC technologies to ensure user property and transaction security. This involves Huawei's full-stack big data and AI capabilities, including decoupled storage and compute, CSS cold and hot data separation, and AI models.

Huawei Cloud and OPay have gone through many rounds of capacity expansions and architecture upgrades together. To OPay, Huawei Cloud is not only a cloud service provider, but a real business partner.