Digital transformation of the finance industry:
Past (Closed):
The architecture consisted of three layers: the frontend (branches and mobile channels), the mid-end (customer and service integration), and the backend (operations and compliance). Each layer operated independently but relied on a traditional monolithic core system. This resulted in limited collaboration and an overall closed system.
Now (Integrated):
A digital ecosystem is being developed, focusing on data integration and connectivity. While analysis and decision-making still depend on closed data models, operational processes are becoming increasingly digital (online and automated). Core systems are also transforming from physical infrastructure to virtualized environments, fueled by cloud and AI technologies to enhance integration and operational efficiency.
Future (Agile, Intelligent, and Secure):
An open ecosystem will be built, driving the development of seamless joint solutions. Intelligent decision-making and execution will be powered by a growing array of advanced AI models and applications. Marketing and risk control will leverage embodied AI. This transformation will see more core systems migrated to the cloud, with applications modernized to let the finance industry respond with greater agility, intelligence, and security to innovation demands, complex markets, and technological changes.
Cloud Native Resilience Foundation
Core-to-Cloud
Core-to-Cloud
As transaction volumes increase and financial institutions face pressure to launch new services in weeks instead of months, their traditional core systems based on closed mainframe architectures are becoming overloaded. In response, a growing number of financial institutions are now exploring the transition to open cloud architectures. With the evolution of financial core systems accelerating from mainframe-based to open architectures, Huawei is integrating core R&D resources and collaborating with leading banks and mainstream ISVs to build an agile, resilient, trustworthy, and open next-generation system.
As transaction volumes increase and financial institutions face pressure to launch new services in weeks instead of months, their traditional core systems based on closed mainframe architectures are becoming overloaded. In response, a growing number of financial institutions are now exploring the transition to open cloud architectures. With the evolution of financial core systems accelerating from mainframe-based to open architectures, Huawei is integrating core R&D resources and collaborating with leading banks and mainstream ISVs to build an agile, resilient, trustworthy, and open next-generation system.
Openness and collaboration
Huawei Cloud Stack's open architecture, open APIs, open ecosystem, and hardware-software decoupling
Robustness
High reliability, availability, serviceability, security, scalability, and performance, along with comprehensive professional services
Scalability and agility
Software-defined architecture, elastic resource deployment, and agile service rollout
Intelligent Data Lake
